sad crossfire is sad
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Joined: Apr 2011
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sad crossfire is sad
Hey guys I haven't posted much but come from time to time when I need info.
Anyway some idiot woman who was texting drove her car right into me while I was sitting at a stop sign waiting to turn left.
https://www.dropbox.com/s/2g94ly9qt9...y%20car%20.jpg
https://www.dropbox.com/s/q1dkf5tql4...27t%20open.jpg
Wondering if any of you crossfire geeks have a general sense of repair costs, if this could be a total loss if my KBB value is 7400.00, it is a 2004 standard coupe.
I really don't know much yet about potential frame damage, etc, adjustor not coming until next week...
Thanks for any general reactions!
So sad
I love my crossfire and have had it since 35,000 miles and it only has 52k on it.... so sad, pretty hard to replace that, being it was in excellent condition and I intended to keep it a long time. But I'm well past the age where I want to drive a car that's been in an accident, I need to know I can rely on my car to start every day and be reliable if I'm driving it out of town, etc. (Sorry for the small indulgence of self pity.)
-Jennie
Anyway some idiot woman who was texting drove her car right into me while I was sitting at a stop sign waiting to turn left.
https://www.dropbox.com/s/2g94ly9qt9...y%20car%20.jpg
https://www.dropbox.com/s/q1dkf5tql4...27t%20open.jpg
Wondering if any of you crossfire geeks have a general sense of repair costs, if this could be a total loss if my KBB value is 7400.00, it is a 2004 standard coupe.
I really don't know much yet about potential frame damage, etc, adjustor not coming until next week...
Thanks for any general reactions!
So sad
I love my crossfire and have had it since 35,000 miles and it only has 52k on it.... so sad, pretty hard to replace that, being it was in excellent condition and I intended to keep it a long time. But I'm well past the age where I want to drive a car that's been in an accident, I need to know I can rely on my car to start every day and be reliable if I'm driving it out of town, etc. (Sorry for the small indulgence of self pity.)-Jennie
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From: Hartland, Vermont
Re: sad crossfire is sad
I know that these cars are "totaled" for having much less damage than other cars. Body parts are hard to come by, and it's cheaper to pay you the KBBV than fix it. I would go after the "texter" with every legal means possible. People KNOW not to do this, and do it anyway. I guess they think that they're a better driver than everybody else, and that doesn't apply to THEM.
Good luck.
Good luck.
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Joined: Dec 2005
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From: Holland MI
Re: sad crossfire is sad
First, I think this is cause for justifiable homicide. BS to all those folks for whom a car is "just" transportation. These are like family. Sometimes nicer than family.
That said, it looks like body damage only. If the frame and suspension are intact, it should be repairable for a few thousand IF the shop can get hold of body parts. That's the catch -- you might have to go with used parts off other wrecks and have them painted. Not the end of the world and the car should be close to good as new, but still reason to beat that b*tch with a baseball bat.
That said, it looks like body damage only. If the frame and suspension are intact, it should be repairable for a few thousand IF the shop can get hold of body parts. That's the catch -- you might have to go with used parts off other wrecks and have them painted. Not the end of the world and the car should be close to good as new, but still reason to beat that b*tch with a baseball bat.
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From: Kellyville, Ok
Re: sad crossfire is sad
I'm guessing she hit the headlight first and came across that way? I wouldn't think you would have any frame damage on a hit like that. Probably looking at around 2500 to 3 grand in repairs ... and this isn't going to change the dependability of your car by any means..
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From: St Louis MO
Re: sad crossfire is sad
Parts are hard to find but donorcars are almost always around.
insurance companies charge us a premium for these "special" cars. Hold them to their promise to insure your investment. But sadly the truth hurts. we are all driving salvage value cars that are literaly not worth what they are worth.
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Joined: Mar 2008
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From: IN
Re: sad crossfire is sad
bumper cover, head light, inner fender, fender, and paint...but, under that can be a lot of structural damage. You are borderline total. It will depend on your adjuster and the insurance company. Hers will want to low ball repair it... My guess is $4500... There are a few parts out there now... but, I am thinking you will have to find some used parts as well. You can't do anything to her, as she hit you, it was a traffic accident, texting or not. It is what it is...just hope she had insurance...good luck...
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Re: sad crossfire is sad
Couple of things. Insurance companies dont use KBB to determine your car's value. Majority will have a CCC or Audatex total loss evaluation ran. The estimating software the appraiser uses (mitchell, CCC, audatuex) also will let them know when they hit the threshold percentage needed to deem the vehicle a total loss. To get a clear value on your car you should use NADA. In this case with the miles of your car NADA clean retail says it is worth 8,725. Please be aware that a CCC or Audatex total loss evaluation is going to low ball the value of your car.
Your car wont total unless it hits 70% of its acv value. So you would need about $6100 worth of damage for the car to total which on a crossfire is easy to obtain. They retailed for over 40k new a few years ago but go for below 12k now which includes srt-6's.
One of the reason crossfires total so easy as somebody has mention is because the parts will likely be new or used but they will likely have to be new because there just arent many wrecked crossfires to salvage parts from due to the low volume of this car and there are no aftermarket parts made for this car either. So since the insurance company cant save money using aftermarket parts or LKQ (used parts) you end up with an estimate with all OEM parts.
OEM parts on a crossfire are expensive and with our horrible resale value compounding things, they total easy once the adjuster factors in cost of repairs along with the cost of putting you in a rental and the potential for diminish value which you should file if its available in your state. The adjuster usually totals out the car.
Your car wont total unless it hits 70% of its acv value. So you would need about $6100 worth of damage for the car to total which on a crossfire is easy to obtain. They retailed for over 40k new a few years ago but go for below 12k now which includes srt-6's.
One of the reason crossfires total so easy as somebody has mention is because the parts will likely be new or used but they will likely have to be new because there just arent many wrecked crossfires to salvage parts from due to the low volume of this car and there are no aftermarket parts made for this car either. So since the insurance company cant save money using aftermarket parts or LKQ (used parts) you end up with an estimate with all OEM parts.
OEM parts on a crossfire are expensive and with our horrible resale value compounding things, they total easy once the adjuster factors in cost of repairs along with the cost of putting you in a rental and the potential for diminish value which you should file if its available in your state. The adjuster usually totals out the car.
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From: Cornelius, NC
Thread Starter
Joined: Apr 2011
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Re: sad crossfire is sad
Wow lots of great information!! Thanks guys. Crossfire peeps are the bomb. Little update and to answer a few questions....
1. Her insurance company accepted full liability about 1/2 a second after ending my recorded statement hehe
Amusing accident report https://www.dropbox.com/s/zkmajrgze1...ment.jpeg?dl=0
2. My insurance company initial estimate 4600.00 (just from adjustor looking), but I am going to try to file only through her company (Geico) because the dude seemed pretty cool and practically offered me the information that that this is a pain and suffering eligible case after hearing about my concussion and anxiety issues up to that point. Once they get it up on the rack at my shop and start looking for parts it should be interesting how it all plays out.
3. I bought a book from the nolo.com guys and I'm going to try to do the settlement myself because it is so cut-and-dry her fault and I really don't want to give a lawyer 1/3 of this. So yeah as some of y'all suggested, I **WILL** be made whole come hell or high water, because this is a major pain in the *** on a lot of levels, and she is a BAD BAD person who was clearly driving recklessly. I don't know if she got a ticket for reckless driving but if I find out she didn't, I might just go give the police chief some "feedback" once my back & neck is feeling better. People can't get away with this crap. And I am not a hypocrite, I never use my phone while I drive, and I even refuse to talk to certain people who call me on the phone while they are driving, whom I know aren't good multi-taskers.
4. @Franc and @Mrmiata and others, you've given me hope and I think the reasoning is sound that **maybe** if no frame damage I **CAN** keep my baby, (although my husband is in the no-way-are-you-driving-a-car-thats-been-in-a-wreck frame of mind: he'll have to be pretty convinced it's safe). Anyway I won't write the possibility out of my mind just yet. Thanks
edit p.s. she hit me @ about 30 mph IMO. Never even slowed down one bit, didn't know I was there until she hit me. That was obvious from her actions and stuff she said.
1. Her insurance company accepted full liability about 1/2 a second after ending my recorded statement hehe
Amusing accident report https://www.dropbox.com/s/zkmajrgze1...ment.jpeg?dl=0
2. My insurance company initial estimate 4600.00 (just from adjustor looking), but I am going to try to file only through her company (Geico) because the dude seemed pretty cool and practically offered me the information that that this is a pain and suffering eligible case after hearing about my concussion and anxiety issues up to that point. Once they get it up on the rack at my shop and start looking for parts it should be interesting how it all plays out.
3. I bought a book from the nolo.com guys and I'm going to try to do the settlement myself because it is so cut-and-dry her fault and I really don't want to give a lawyer 1/3 of this. So yeah as some of y'all suggested, I **WILL** be made whole come hell or high water, because this is a major pain in the *** on a lot of levels, and she is a BAD BAD person who was clearly driving recklessly. I don't know if she got a ticket for reckless driving but if I find out she didn't, I might just go give the police chief some "feedback" once my back & neck is feeling better. People can't get away with this crap. And I am not a hypocrite, I never use my phone while I drive, and I even refuse to talk to certain people who call me on the phone while they are driving, whom I know aren't good multi-taskers.
4. @Franc and @Mrmiata and others, you've given me hope and I think the reasoning is sound that **maybe** if no frame damage I **CAN** keep my baby, (although my husband is in the no-way-are-you-driving-a-car-thats-been-in-a-wreck frame of mind: he'll have to be pretty convinced it's safe). Anyway I won't write the possibility out of my mind just yet. Thanks
edit p.s. she hit me @ about 30 mph IMO. Never even slowed down one bit, didn't know I was there until she hit me. That was obvious from her actions and stuff she said.
Last edited by kitfel; 08-24-2014 at 09:05 AM. Reason: Remove info not pertaining to car itself that may be misunderstood. :-)
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Joined: Apr 2011
Posts: 1,147
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Re: sad crossfire is sad
Wow lots of great information!! Thanks guys. Crossfire peeps are the bomb. Little update and to answer a few questions....
1. Her insurance company accepted full liability about 1/2 a second after ending my recorded statement hehe. For anyone curious here is the hilarious "meat" of the accident report, also answers question from @Mrmiata (p.s. how do I linky a name?).
https://www.dropbox.com/s/gl8pczwglj...mment.jpg?dl=0
2. My insurance company initial estimate 4600.00 (just from adjustor looking), but I am going to try to file only through her company (Geico) because the dude seemed pretty cool and practically offered me the information that that this is a pain and suffering eligible case after hearing about my concussion and anxiety issues up to that point. Once they get it up on the rack at my shop and start looking for parts it should be interesting how it all plays out.
3. I bought a book from the nolo.com guys and I'm going to try to do the settlement myself because it is so cut-and-dry her fault and I really don't want to give a lawyer 1/3 of this. Unfortunately for her (and me) I have some complex developmental PTSD & related issues (all very old trauma but it is life altering ****) and this has activated some pretty serious anxiety reactions, also exacerbating the concussion, whiplash and back pain. So yeah as some of y'all suggested, I **WILL** be made whole come hell or high water, because this is a major pain in the *** on a lot of levels, and she is a BAD BAD person who was clearly driving recklessly. I don't know if she got a ticket for reckless driving but if I find out she didn't, I might just go give the police chief some "feedback" once my back & neck is feeling better. People can't get away with this crap. And I am not a hypocrite, I never use my phone while I drive, and I even refuse to talk to certain people who call me on the phone while they are driving, whom I know aren't good multi-taskers.
4. @Franc and @Mrmiata and others, you've given me hope and I think the reasoning is sound that **maybe** if no frame damage I **CAN** keep my baby, (although my husband is in the no-way-are-you-driving-a-car-thats-been-in-a-wreck frame of mind: he'll have to be pretty convinced it's safe). Anyway I won't write the possibility out of my mind just yet. Thanks
Have fun reading at that accident report lol. Damn those A pillars and hood features!!! They get ya every time!! Waaah waaah waaaah.
edit p.s. she hit me @ about 30 mph IMO. Never even slowed down one bit, didn't know I was there until she hit me. That was obvious from her actions and stuff she said.
1. Her insurance company accepted full liability about 1/2 a second after ending my recorded statement hehe. For anyone curious here is the hilarious "meat" of the accident report, also answers question from @Mrmiata (p.s. how do I linky a name?).
https://www.dropbox.com/s/gl8pczwglj...mment.jpg?dl=0
2. My insurance company initial estimate 4600.00 (just from adjustor looking), but I am going to try to file only through her company (Geico) because the dude seemed pretty cool and practically offered me the information that that this is a pain and suffering eligible case after hearing about my concussion and anxiety issues up to that point. Once they get it up on the rack at my shop and start looking for parts it should be interesting how it all plays out.
3. I bought a book from the nolo.com guys and I'm going to try to do the settlement myself because it is so cut-and-dry her fault and I really don't want to give a lawyer 1/3 of this. Unfortunately for her (and me) I have some complex developmental PTSD & related issues (all very old trauma but it is life altering ****) and this has activated some pretty serious anxiety reactions, also exacerbating the concussion, whiplash and back pain. So yeah as some of y'all suggested, I **WILL** be made whole come hell or high water, because this is a major pain in the *** on a lot of levels, and she is a BAD BAD person who was clearly driving recklessly. I don't know if she got a ticket for reckless driving but if I find out she didn't, I might just go give the police chief some "feedback" once my back & neck is feeling better. People can't get away with this crap. And I am not a hypocrite, I never use my phone while I drive, and I even refuse to talk to certain people who call me on the phone while they are driving, whom I know aren't good multi-taskers.
4. @Franc and @Mrmiata and others, you've given me hope and I think the reasoning is sound that **maybe** if no frame damage I **CAN** keep my baby, (although my husband is in the no-way-are-you-driving-a-car-thats-been-in-a-wreck frame of mind: he'll have to be pretty convinced it's safe). Anyway I won't write the possibility out of my mind just yet. Thanks
Have fun reading at that accident report lol. Damn those A pillars and hood features!!! They get ya every time!! Waaah waaah waaaah.
edit p.s. she hit me @ about 30 mph IMO. Never even slowed down one bit, didn't know I was there until she hit me. That was obvious from her actions and stuff she said.
Once again I totally feel for you when it comes to the car most likely being totalled but I'm also a bit tired of folks trying to exploit any loopholes when it comes to claiming mental dispositions have been worsened due to certain incidents. Just my 2 cents - it will be hard to prove in court that the opposite party was in fact texting!
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Joined: Dec 2010
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From: Lineville, AL
Re: sad crossfire is sad
You better have a closer look at that accident report.
Although it states in text that you were stationary, the officer checked the box that you were traveling.
Don't wait until you get to court, get it revised NOW.
The opposing insurance counsel will use any inconsistency to mitigate their damages.
Although it states in text that you were stationary, the officer checked the box that you were traveling.
Don't wait until you get to court, get it revised NOW.
The opposing insurance counsel will use any inconsistency to mitigate their damages.
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Joined: Jun 2009
Posts: 669
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From: Cornelius, NC
Re: sad crossfire is sad
You better have a closer look at that accident report.
Although it states in text that you were stationary, the officer checked the box that you were traveling.
Don't wait until you get to court, get it revised NOW.
The opposing insurance counsel will use any inconsistency to mitigate their damages.
Although it states in text that you were stationary, the officer checked the box that you were traveling.
Don't wait until you get to court, get it revised NOW.
The opposing insurance counsel will use any inconsistency to mitigate their damages.
To the OP, if you're faking an injury or mental state to get some more money that makes "YOU" the bad person. I had some jack *** try that to me, the insurance company saw right the their scam.
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Joined: Apr 2011
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Re: sad crossfire is sad
Meh, I'm sorry I see now my comments could be easily misunderstood as vindictive or to claim ptsd for accident, which couldn't be farther from the truth, by persons unfamiliar with the facts and in light that many people trump up a very serious illness (ptsd) in these cases. I was merely stating that I am at a higher risk for anxiety relations due to prolonged childhood trauma, this is documented and if you believe it or not I don't care. It simply makes the accident a bit more complicated. And I don't think I even used the term "PTSD". Doubtful because it is not a completely accurate description of my medical history. [Edit "complex developmental ptsd" is an entire phrase, in which the term ptsd should not be taken out of context ;-)]
But this is a car forum, not a mental health forum, so I will edit the post because that is not appropriate discussion here. At the time I wrote it, despite that I am an intelligent well-spoken individual who has recovered from some unfortunate events in my life, I was in fact pretty annoyed at loss of sleep/nightmares, fear of driving and some other anxiety issues I've had since the accident that I had not anticipated when I wrote the OP. I apologize for including it in my comments, I have a concussion which may also have effected my poor word choices. Since no one has any context to understand this portion of my situation, regarding this... Nothing to see here... Move along.
But this is a car forum, not a mental health forum, so I will edit the post because that is not appropriate discussion here. At the time I wrote it, despite that I am an intelligent well-spoken individual who has recovered from some unfortunate events in my life, I was in fact pretty annoyed at loss of sleep/nightmares, fear of driving and some other anxiety issues I've had since the accident that I had not anticipated when I wrote the OP. I apologize for including it in my comments, I have a concussion which may also have effected my poor word choices. Since no one has any context to understand this portion of my situation, regarding this... Nothing to see here... Move along.
Last edited by kitfel; 08-24-2014 at 09:20 AM.
Joined: Jul 2014
Posts: 65
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From: Indiana James Dean town
Re: sad crossfire is sad
You better have a closer look at that accident report.
Although it states in text that you were stationary, the officer checked the box that you were traveling.
Don't wait until you get to court, get it revised NOW.
The opposing insurance counsel will use any inconsistency to mitigate their damages.
Although it states in text that you were stationary, the officer checked the box that you were traveling.
Don't wait until you get to court, get it revised NOW.
The opposing insurance counsel will use any inconsistency to mitigate their damages.
Joined: Jul 2014
Posts: 65
Likes: 0
From: Indiana James Dean town
Re: sad crossfire is sad
Whip lash can show up hours days or weeks later. Fractured bones in football injuries show up when you get older+, then you find out when it is to late. Trauma is hard to diagnose shock sets in first then your body goes thru the healing process. It is better to have Xrays now than later if you feel pain. Insurance companies want to settle for nothing and fast. You have 2 years in most states to settle or sue for damages. If you think the car is worth $20,000 dollars then fight for what you think it is worth, Replacement cost is another argumentative subject when you get into cars that are have limited production and you think is rare and worth more than a Volkswagen bug. I have been in these kind of settlements. Do not rush into settling.
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Joined: Apr 2011
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Re: sad crossfire is sad
Correct. Officer took great care to make it clear that I was stationary, which I appreciate. Don't see any inconsistencies here. Besides it's not going to court, her insurance co. Has accepted full responsibility... After any medical treatment is over it will be settled. No biggie. She will pay for what she owes, fair and square. And her car insurance will skyrocket which is appropriate.
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Joined: Apr 2011
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Re: sad crossfire is sad
Whip lash can show up hours days or weeks later. Fractured bones in football injuries show up when you get older+, then you find out when it is to late. Trauma is hard to diagnose shock sets in first then your body goes thru the healing process. It is better to have Xrays now than later if you feel pain. Insurance companies want to settle for nothing and fast. You have 2 years in most states to settle or sue for damages. If you think the car is worth $20,000 dollars then fight for what you think it is worth, Replacement cost is another argumentative subject when you get into cars that are have limited production and you think is rare and worth more than a Volkswagen bug. I have been in these kind of settlements. Do not rush into settling.
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Joined: Oct 2013
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From: Orlando
Re: sad crossfire is sad
I had a similar instance a few years ago: rush hour traffic can get quite heavy here. I was in an exit only lane and traffic was stopped. Ford F150 behind me didn't. Fortunately I was in the tow car and his front end veed around the receiver. Both of his air bags deployed. My 4400 lb vehicle was pushed with all four locked about 11 feet. Fortunately I was about 15 feet behind the guy in front (I tend to leave more distance than some).
His insurance company took total responsibility and paid for everything including "diminished value". There were no problems.
That said if there was any contest I had a secret weapon: my trip log showed the incident down to the exact lattitude and longitude and to the second of the impact showing 0 mph for some time before. Having that I could and would have subpoenaed all cell phone records for that time.
This is the future.
His insurance company took total responsibility and paid for everything including "diminished value". There were no problems.
That said if there was any contest I had a secret weapon: my trip log showed the incident down to the exact lattitude and longitude and to the second of the impact showing 0 mph for some time before. Having that I could and would have subpoenaed all cell phone records for that time.
This is the future.
Last edited by Padgett; 08-24-2014 at 10:17 AM.
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Re: sad crossfire is sad
That is all good, I hope everything works out to your satisfaction. It's too bad that people just can't get it through their thick skulls that driving is a privilege and a responsibility to everyone else on the road and requires full attention to this. It just backs up my contention that the average person is an idiot, just go to Walmart and watch the people for 10 minutes and figure what the average is, pretty scary.