my XF is $313 a year with full coverage and a $500 ded for collision.

You can lower your rate if you tell them you won't drive the car over winter (with my agent it is called an "layup")

I do pay a premimum surcharge b/c the car has a "higher then normal power to curb weight rating" this made me lol

 

i do do that in the winter, but intill then im stuck paying way to high insurance..

 

I pay just under $5,000 a year to the "Good hands people"

 

see thats crazy. and after a year your out five grand..
when does it stop, insurance is one of the biggest reasons i did not get a srt..