Originally Posted by wcalvert

Ok, so I'm 23, and I was adding up the amount I've given to insurance over the years, and it's frightening.

First, I've NEVER had a ticket go on the record, go through my parents and get multi-car, house and life insurance through State Farm. When I was 16, I had a 98 Ram, and it was $190/month until I was 19. Dropped to $150/month, but bought an SRT-4. Jumped to $230/month, and gradually dropped to $180/month over 2 years. Right before I turned 22, sold the SRT-4 and bought a quad cab Ram and it dropped to $150/month and it just dropped to $130/month.

Total paid in insurance: $6000 about on Ram. $5000ish on SRT-4. $2000ish on new Ram. I have paid $13,000 in insurance. This is nuts. I had one claim when my SRT got keyed, and I paid my $250 deductible and they paid the $1100 for new paint.

I should probably get a quote from my State Farm agent before I go Crossfire shopping tomorrow...